Revolut Business — fees, features, catches and eligibility
Important: This guide provides general information, not personalised financial advice. Financial products, rates and eligibility rules can change, so check the provider’s current terms before applying. You can check a firm’s details on the FCA Register.
Quick answer
Revolut Business is a multi-currency business account. As of 3 October 2026 plans started at £10 a month (Basic), with Grow from £30 and Scale from £90. Each plan includes allowances for free local and international transfers and currency exchange at the interbank rate.
Above your allowance, local transfers cost £0.20, international transfers £5 and exchange 0.6%.
Who it’s for
- Businesses that pay or get paid in several currencies
- Limited companies and sole traders comfortable with app-based banking
Who should avoid it
These are general points to weigh up, not advice. You may want to look elsewhere if:
- You want a free business account — every plan has a monthly fee
- You withdraw cash often — a 2% fee applies per withdrawal
- You need FSCS cover — check which Revolut entity holds your account
Key features
- Multi-currency accounts and cards
- Monthly allowances for free transfers and interbank-rate exchange
- Xero bank feed (syncs roughly every four to six hours)
- Unlimited team member access
Eligibility
- Limited companies and sole traders
- Revolut runs its own business checks on application
Fees and allowances
| Plan | Monthly fee | Free local transfers | Free international transfers | Exchange at interbank rate |
|---|---|---|---|---|
| Basic | £10 | 10 | 0 | £1,000 a month |
| Grow | From £30 | 100 | 5 | £15,000 a month |
| Scale | From £90 | 1,000 | 25 | £60,000 a month |
Figures as of 3 October 2026, from Revolut’s business plans page. Over allowance: £0.20 local transfer, £5 international, 0.6% exchange (1% outside market hours). ATM: 2% per withdrawal.
The catch
Revolut Bank UK Ltd is a bank, but Revolut Ltd is an e-money institution whose accounts aren’t FSCS covered. Exchange outside market hours costs 1%.
Check Revolut Business plans on Revolut’s site.
These go straight to each provider’s own website. They aren’t referral links and we don’t earn from them.
FAQs
Is there a free Revolut Business plan?
Not in the UK plans we saw on 3 October 2026; Basic was £10 a month.
Is Revolut Business FSCS protected?
It depends on the entity. Revolut Bank UK Ltd is a bank; Revolut Ltd is e-money and isn’t FSCS covered.
Does Revolut Business connect to Xero?
Yes, via a bank feed that syncs roughly every four to six hours.
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