Terms & Conditions

These terms apply when you use thefinancelowdown.co.uk and our newsletter. By using the site you accept them.

Who we are

The Finance Lowdown is run by Steven Leckie, trading as The Finance Lowdown.
Contact: hello@thefinancelowdown.co.uk.

We are not authorised or regulated by the Financial Conduct Authority and we do not give financial advice. Our guides are general information. Some links are referral links, and we may earn a commission if you use them, at no extra cost to you. Check any firm on the FCA Register before you apply.

General information, not advice

Our content explains how UK money products and rules work. It does not take your personal circumstances into account and is not a personal recommendation. Before you make a decision, check the provider’s own terms, and consider free guidance from MoneyHelper or advice from a regulated adviser.

Accuracy

We aim to keep rates, fees, offers and rules accurate. Providers can change or withdraw products at any time, so information may be out of date. Always check the latest details with the provider.

Referral links and third-party sites

Some links are referral or affiliate links. When you follow a link to another website, that website’s own terms and privacy policy apply.

Our liability

We provide the site free of charge and for general information. To the extent the law allows, we are not liable for any loss arising from your use of, or reliance on, the site.

Content and copyright

The text, tables, calculators and graphics on this site belong to The Finance Lowdown. You may view, print and share links for personal, non-commercial use. Please do not copy or republish our content without permission.

Using the site

Please do not misuse the site, for example by trying to gain unauthorised access or introducing malicious code.

Newsletter

Our newsletter is free. You can unsubscribe at any time. How we handle your email address is explained in our Privacy Policy.

Governing law

These terms are governed by the law of England and Wales. If you live in Scotland or Northern Ireland, you may also bring proceedings in your local courts.

Changes to these terms

We may update these terms from time to time.