Is Revolut Business right for me?
Important: This guide provides general information, not personalised financial advice. Financial products, rates and eligibility rules can change, so check the provider’s current terms before applying. You can check a firm’s details on the FCA Register.
Quick answer
Revolut Business could suit a business that deals in several currencies and can use the monthly exchange and transfer allowances. If you mainly bank in pounds, a free account may cost less.
Revolut Business at a glance
| Question | What we found |
|---|---|
| Monthly fee? | From £10 |
| Free FX? | £1,000 to £60,000 a month by plan |
| Free local transfers? | 10 to 1,000 a month by plan |
| ATM? | 2% per withdrawal |
| FSCS? | Depends on the Revolut entity |
Figures as of 3 October 2026, from each provider’s own website. This is general information, not a recommendation.
Who it’s for
- You pay suppliers or get paid in other currencies
- You want team cards and spend controls
- You can stay within your plan’s allowances
Who should skip it
These are general points to weigh up, not advice. You may want to look elsewhere if:
- You want a free account
- You withdraw cash often (2% per withdrawal)
- You need FSCS cover and aren’t sure which Revolut entity holds your account
Full explanation
Estimate how much currency you exchange each month and compare it with each plan’s allowance.
The catch
Over-allowance exchange costs 0.6%, or 1% outside market hours.
Read the full Revolut Business page or check Revolut’s own site.
These go straight to each provider’s own website. They aren’t referral links and we don’t earn from them.
FAQs
Does Revolut Business have a free plan?
Not in the UK plans we saw on 3 October 2026.
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