Switching to Virgin Money: how the switch works
Important: This guide provides general information, not personalised financial advice. Financial products, rates and eligibility rules can change, so check the provider’s current terms before applying. You can check a firm’s details on the FCA Register.
Quick answer
Virgin Money says you can move your account in less than seven days with the Current Account Switch Guarantee. You can switch into M Plus, Club M or M Account.
We didn’t see a cash switch incentive as of 4 October 2026, so weigh up the account itself: no fees abroad, interest on up to £1,000 and the linked saver.
Who it’s for
- People who travel and want no bank fees on card spending abroad
- Anyone who wants branch access with Nationwide-group backing
Who should skip it
These are general points to weigh up, not advice. You may want to look elsewhere if:
- You want a switch bonus — see our switch bonus table
- You already hold close to £120,000 with Nationwide — the FSCS limit is shared
The catch
A full switch closes your old account. Arrange any overdraft you need before you switch.
Read Virgin Money’s current account page before you switch.
These go straight to each provider’s own website. They aren’t referral links and we don’t earn from them.
FAQs
How long does switching to Virgin Money take?
Less than seven days, under the Current Account Switch Guarantee.
Which accounts can I switch into?
M Plus, Club M and M Account all accept the Current Account Switch Service.
Does Virgin Money pay me to switch?
Not as of 4 October 2026, as far as we could see.
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