Switching to Metro Bank: how it works
Important: This guide provides general information, not personalised financial advice. Financial products, rates and eligibility rules can change, so check the provider’s current terms before applying. You can check a firm’s details on the FCA Register.
FSCS protects eligible deposits up to £120,000 per person, per authorised institution.
Quick answer
Open a Metro Bank Current Account, then fill in the switching form online or in store with your old account details and a switch date at least seven working days ahead. Your regular payments move across and anything paid to your old account is redirected.
We didn’t see a personal switch bonus as of 4 October 2026. Business switchers get 31 months with no monthly maintenance fees (other charges still apply).
Who it’s for
- People who want in-store help with the switch
- Businesses that can use the 31-month fee-free switch offer
Who should skip it
These are general points to weigh up, not advice. You may want to look elsewhere if:
- You want a cash switch bonus for a personal account
The catch
You’ll need your old card number as well as the account number and sort code.
Read Metro Bank’s switching page.
These go straight to each provider’s own website. They aren’t referral links and we don’t earn from them.
FAQs
How long does switching to Metro Bank take?
Seven working days under the Current Account Switch Service.
Can I switch in store?
Yes. Bring proof of name and address and your old account details.
Is there a business switching offer?
Yes: 31 months of no monthly maintenance fees and no minimum balance requirement. Other charges apply.
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