Chase savings accounts: saver, boosted saver, Regular Saver and round-ups
Important: This guide provides general information, not personalised financial advice. Financial products, rates and eligibility rules can change, so check the provider’s current terms before applying. You can check a firm’s details on the FCA Register.
FSCS protects eligible deposits up to £120,000 per person, per authorised institution.
Quick answer
As of 3 October 2026, the Chase Saver paid 2.25% AER (2.23% gross) variable, tracking 1.50% below base rate. New customers opening a boosted saver in their first 31 days got 4.50% AER, including a 2.25% AER fixed boost for 12 months.
The Regular Saver paid 6.50% AER fixed for 12 months on up to £300 a month.
Who it’s for
- New Chase customers who can open the boosted saver within 31 days
- People who can save a regular amount each month, up to £300
- Anyone wanting to keep £1,000 in savers for Chase cashback
Who should skip it
These are general points to weigh up, not advice. You may want to look elsewhere if:
- You don’t want a Chase current account — it’s required
- You want to save more than £300 a month at the Regular Saver rate
Chase savings rates
| Account | Rate | Key limits |
|---|---|---|
| Chase Saver | 2.25% AER / 2.23% gross variable | Up to £3 million; £25,000 a day external transfer limit |
| Boosted saver (new customers) | 4.50% AER / 4.41% gross, including 2.25% AER fixed boost for 12 months | Open within your first 31 days; one per customer |
| Regular Saver | 6.50% AER / 6.31% gross fixed for 12 months | £300 maximum each month |
| Round-up account | 5.00% AER / 4.89% gross variable | Funded only by round-ups; balance moves after a year |
Figures as of 3 October 2026, from Chase’s savings rates page. Offers may be withdrawn at any time.
The catch
The Regular Saver’s 6.50% applies to what you pay in month by month, so the interest you actually earn over the year is much less than 6.50% of your final balance. Try the numbers in our savings growth calculator.
Check Chase’s current savings rates.
These go straight to each provider’s own website. They aren’t referral links and we don’t earn from them.
FAQs
Is the Chase Saver rate fixed?
No. It tracks 1.50% below the Bank of England base rate and changes five business days after base rate moves.
How much can I put in the Regular Saver?
Up to £300 a month, counted from the day you open it.
Can I withdraw from the Chase Saver any time?
Yes, it’s easy access, with a £25,000 daily limit on external transfers.
What happens when the Regular Saver year ends?
Chase moves the balance and interest to another Chase account of your choice.
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